Archive for the Merchant Account Services Category
Does Your Business Offer Gift Cards?
Looking for another way to bring in customers and ensure their loyalty? Have you considered adding gift cards to your business offerings? You might be surprised to learn that gift card packages are affordable and a great way to expand your merchant processing offerings. They’re great for advertising, they’re money in the bank since the [...]
How You Can Avoid Chargebacks
It’s inevitable – sooner or later, you’re going to run into a chargeback. Chargebacks occur when a customer disputes charges made to his credit card and believe it or not, they’re not that uncommon. These disputes are usually due to unauthorized purchases made on the account or it could be that the cardholder believes the [...]
PED Security and What it Means For Your Business
July 1, 2010 is rapidly approaching and many U.S. businesses are confused on not only these changes mean, but how the PED security requirements are defined in terms of how it affects their unique company structures.
Because there remain many who focus and spend their time in an attempt to steal financial information and then sell [...]
Why You Need to Remain Current with Your Online Payment Processing Services
There was a time in the not so recent past that eBay and PayPal were the online financial darlings. They worked hand in hand and brought shopping to new heights. Online payment processing services have not been the same since. Now, though, with more traditional businesses going virtual, it’s quickly become a niche that the [...]
Got Questions?
Many potential new clients and our established clients with whom we’ve worked with for awhile often have questions about policies of FDIS, where we stand in our industry and what we do to ensure the safety of our clients and their clients. With that thought in mind, we thought we’d put a few of the [...]
A Decline in Online Fraud
Great news for business owners everywhere – the amount of online fraud merchants and e-commerce as a whole has been beleaguered by over the past two decades finally appears to be on a decline. The 11th Annual Online Fraud Report, courtesy of CyberSource, indicates online merchants in every sector lost around 1.2% of their profits [...]
E-Commerce and FDIS – a Perfect Match
According to the U.S. Census Bureau, e-commerce sales increased by 18.4% and accounted for nearly 3% of total retail sales in the country. That equates to $20 billion growth in one single year (between 2006 and 2007). Those numbers will continue to rise as more consumers turn to the internet to do their shopping. What [...]
Better Technology Means Better Options
Many merchants and business owners delay updating their credit card processing services. Many believe it’s cost prohibitive or that they don’t have the time to learn a new system. Maybe they use the “if it’s not broken, don’t fix it” mentality when considering their options for upgrading. Regardless of the reasons, they’re always surprised at [...]
The Credit CARD Act of 2009 and how it Benefits Small and Medium Sized Businesses
Credit cards and debit cards have always been an attractive replacement for cash, or at least, a complementing tool to be used along with cash. Many Americans use their credit cards wisely and debit cards, since they’re linked to a customer’s checking account, have proven an excellent alternative to carrying cash. As a result, merchants [...]
How Gift Cards are Saving the Economy
It’s true: gift cards are making significant shifts in retail spending. They’re versatile, retailers are drawn to them for many reasons and nearly 70% (and growing) of retailers offer gift cards. And the best part? They’re no longer reserved just for the big daddies of retail. Smaller businesses are getting in on the boom and [...]